Buy Now Pay Later

Buy now pay later!
No fee, no deposit, take your purchases home today or arrange delivery.

Take advantage of faster and easier electronic processing of customer applications

Spend £250 or more in one transaction and enjoy twelve months Buy Now Pay Later, with no interest charged for twelve months. You have the choice to pay in full by the end of the twelve month period or alternatively can spread the cost.

Spreading the cost
If you choose not to clear the transaction in full at the end of the Buy Now Pay Later period, interest will be charged at the rate of 1.9% per month from the end of the Buy Now Pay Later period (APR 25.9% variable). Minimum payment £5 or 5% whichever is the greater.

How to apply
Simply ask a member of staff about Buy Now Pay Later or Interest Free.

We will be happy to help you complete your application, which will normally only take a few minutes. Once we have authorisation, your spend limit will be confirmed and you will be able to take your purchases home with you today or arrange delivery!

Who is eligible
To be eligible to apply you will need to be over 18 and in permanent employment, or self employed, working a minimum 16 hours a week (Self employed applicants will be asked to provide either a tax reference number or VAT registration number). Customers who have retired from regular employment and customers not working through disability will also be considered.

Applications are subject to status. Written quotations are available upon request.

25.9% APR VARIABLE

£250 spend must be in one transaction. No deposit to pay, then either pay in full with no interest charged before the end of the 12 month period, or take advantage of our option to pay by instalments.

Typical example, cash price £299, deposit nil, minimum monthly payment of £5 or 5% of balance (whichever is the greater) total credit price £453.66, APR 25.9% (variable). Applications subject to status, written quotation on request.

Find your nearest store
These credit offers are available in any of our stores. Click here to find your nearest store. (These payment methods cannot be used on line.)

What you need to take
To make an application in store you will generally need to provide 2 forms of proof of ID: one that confirms your address (e.g. driving licence, TV licence, utility bill, credit card statement or current bank statement. (bills or statements must be dated within the last 3 months). Another form of ID needs to confirm your signature (a bank guarantee card - debit or credit would be ideal).
(Deliveries to a new address require one of the above forms of ID and also proof of your new address (mortgage offer letter of new property, a solicitors letter confirming the new address or a computerised rent book).




Applications are subject to status. Written quotations are available upon request.